Mortgage and Protection Solutions

Affordable Mortgages and Protection Plans

Lighthouse Mortgage and Protection Solutions is a nationwide firm of specialist mortgage and protection advisers, who focus on helping clients find affordable mortgage and insurance products for their specific needs. Through careful financial reviews and using long-standing professional relationships with leading UK mortgage and insurance product providers, our Lighthouse advisers aim to coordinate unique financial circumstances and goals with the ideal mortgage and financial protection strategy.

From taking out life assurance to making the dream of buying a home a reality, your local Lighthouse financial adviser brings an industry-leading level of expertise to help gauge the advantages and disadvantages of a multitude of mortgage and insurance possibilities. After thorough financial reviews and one-on-one meetings with you, we use our extensive resources to gather only the most appropriate mortgage and/or financial protection solutions.

In helping you achieve your goals, your adviser will recommend and provide advice on the following types of mortgages:

  • First-time buyer mortgages
  • Mortgages
  • Remortgages
  • Buy-to-let mortgages
  • Equity Release

Types of protection plans:

  • Term life assurance
  • Whole-of-life policies
  • Critical / serious illness insurance
  • Mortgage payment protection
  • Income protection
  • Accident, sickness and unemployment insurance
  • Private medical insurance
  • Buildings insurance
  • Contents insurance

Through many years of experience and service delivery, combined with a thorough working knowledge of the market place, our advisers understand a wide spectrum of financial needs and potential financial pitfalls prominent amongst individuals and business owners at different milestones in their lives and/or careers. No matter your unique situation, we will support any financial advice with diligent risk-mitigation strategies conducted by our specialist advisers.

Lighthouse Mortgage and Protection Solutions also stresses the merits of having a locally based financial adviser who can offer continual advice when your financial circumstances change. Your adviser will work intimately with you and, based on your needs and changing circumstances, aim to adapt your mortgages and protections plans in the most cost-effective and tax-efficient manner.

It is important to remember that your home may be repossessed if you do not keep up repayments on your mortgage. 

You should note that if we are arranging a “Buy-to-Let” mortgage for you, it is very important to understand that very few Buy-to-Let mortgages are regulated by the Financial Conduct Authority (FCA). 

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